PPO Plan FAQs

Seamless coverage until Medicare eligibility with comprehensive benefits

Fixed Indemnity FAQs

Direct cash benefits that complement your existing coverage

Major Medical FAQs

Complete ACA-compliant coverage for comprehensive protection

Dental, Vision & Hearing FAQs

Essential coverage for your everyday health needs

Understanding PPO Plans

PPO Plan FAQs

How long can I keep a PPO Plan?
You can maintain coverage until you become eligible for Medicare. We'll help you transition smoothly to Medicare when the time comes.
Do PPO Plans cover pre-existing conditions?
Yes, these plans provide coverage for pre-existing conditions after a short waiting period, typically 6-12 months.
Can I keep my current doctors?
PPO Plans offer broad provider networks, and we'll help you verify if your preferred doctors are covered before you enroll.

Direct Cash Benefits

Fixed Indemnity FAQs

How do cash benefits work?
When you receive covered services, we pay a set cash amount directly to you, regardless of what your provider charges.
Can I use this with other insurance?
Yes, Fixed Indemnity Plans work great alongside other coverage, providing additional financial protection.
How quickly are claims paid?
Most claims are processed within 7-10 business days, with benefits paid directly to you.

Comprehensive Coverage

Major Medical FAQs

What makes a plan ACA-compliant?
ACA-compliant plans must cover essential health benefits, including preventive care, prescriptions, and hospital stays, with no annual limits.
Can I get help paying for coverage?
Many individuals qualify for premium tax credits that significantly reduce monthly costs. We'll help you check your eligibility.
When can I enroll in a Major Medical Plan?
You can enroll during Open Enrollment or if you qualify for a Special Enrollment Period. We'll help determine your eligibility.

Essential Health Coverage

Dental, Vision & Hearing FAQs

How soon can I use my benefits?
Preventive services are available immediately, while basic and major procedures may have waiting periods of 3-6 months.
Are my preferred providers covered?
We work with extensive provider networks, and we'll help you check if your preferred providers are included.
What additional discounts are available?
Members receive additional savings on services like LASIK, hearing aids, and cosmetic dental procedures.
Looking for health insurance that works for your life and budget? We get it. Healthcare shouldn't be a maze of confusing terms and surprise costs.

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